Only one offer per closing. Offer expires 12/31/2015. A Best Buy gift card for $500 will be given after closing and can be used toward purchase of a 50 inch TV or any other Best Buy products to borrowers using Randy Spierings as their loan officer. Page must be printed and shown before closing. Program, rates, terms, and conditions are subject to change without notice. Regulated by the Division of Real Estate. MLO 100022405