logo
(303) 256-5748
  • Home
  • Home Purchase
  • Refinance
  • Apply
  • Resources
    • Loan Programs
    • Loan Process
    • Mortgage Basics
    • Mortgage Calculators
    • Online Forms
  • About
    • Ask the Expert
    • Newspaper Articles By Spierings
    • Rent vs. Buy
    • Testimonials
  • FAQ
  • VA Loans
  • Reverse
  • Contact

"How Can I Qualify For A Veteran Home Loan"

VA home loans have impressive rates and terms, making them some of the most desirable mortgage loans to apply for. Curious as to what it takes to get a veteran home loan? Here's everything you need to know to get started.

How To Know if You Qualify for A Veteran Home Loan

You'll need a document that confirms that you meet VA home loan requirements. This document is called a VA Certificate of Eligibility (COE). It's an official document that proves that you are an active-duty military member, a veteran, a National Guard or Reserve member, or a surviving spouse of someone who served in the military in that capacity. 

While you're able to apply for a VA loan without a certificate of eligibility, you'll need to provide it before the home loan can close.

Fortunately, getting one from the Department of Veteran Affairs is easy. 

How to Request a Certificate of Eligibility

  • Ask your VA-approved lender to get it for you.
  • Request the certificate online through the VA's eBenefits portal.
  • Complete a Certificate of Eligibility form and mail it to a regional loan center.

The fastest way to obtain the certificate is through a VA-approved lender as they have access to an internet-based application that can issue the certificate "on the spot."

You can also download the "determination of loan guarantee eligibility" form and take it to the lender for processing. 

What You'll Need to Request Your VA COE

Usually, the only info lenders need to get the certificate through the VA database is standard personal info. But some instances will require additional documentation. In that case, the lender will send the necessary documents directly to the VA to process. 

The type of docs you need to provide for a certificate of eligibility depends on whether you're a veteran, service member, active or discharged National Guard or Reserve member. According to the VA website, here's what you'll need:

For the most up-to-date information on eligibility for veteran home loans, please contact us or visit the official VA website.

Disclaimer

PRMI NMLS 3094. Branch NMLS 1192790. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms, and conditions are Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act 4130403. A copy of our Privacy Policy and Notice is accessible by clicking on the “Privacy Policy" link located at the bottom of the page. Regulated by the Division of Real Estate. Department of Financial Institutions 109282

Terms of Use | Privacy Policy | Site Map | Consumer Voice

Sample Image

Connect

Contact Us

Address: 9800 Mt. Pyramid Court Suite 370 Englewood, Colorado 80112

Phone: (303) 256-5748

Fax: (303) 380-3350

Email: rspierings@primeres.com

NMLS# 217152

LenderHomePage Footer Logo Powered By LenderHomePage.com

Primary Residential Mortgage, Inc. Accessibility Statement

General

Primary Residential Mortgage, Inc. strives to ensure that its services are accessible to people with disabilities. Primary Residential Mortgage, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

Accessibility on Primary Residential Mortgage, Inc. website

Primary Residential Mortgage, Inc. makes available the UserWay Website Accessibility Widget that is powered by a dedicated accessibility server. The software allows Www.bestcoloradomortgages.com to improve its compliance with the Web Content Accessibility Guidelines (WCAG 2.1).

Enabling the Accessibility Menu

Primary Residential Mortgage, Inc. accessibility menu can be enabled by clicking the accessibility menu icon that appears on the corner on the page. After triggering the accessibility menu, please wait a moment for the accessibility menu to load in its entirety.

Disclaimer

Primary Residential Mortgage, Inc. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Primary Residential Mortgage, Inc. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

Here For You

If you are experiencing difficulty with any content on Primary Residential Mortgage, Inc. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: rspierings@primeres.com