Indemnity Statement
As a condition of use of this Web site, theUser agrees to indemnify us and its suppliers from andagainst any and all liabilities, expenses (including attorneys' andexperts' charges) and damages arising out of claims resulting from User'suse of this Web site, including without limitation any claims allegingfacts that if true would constitute a breach by User of these terms andconditions.

We reserve the right to make any and all changes to this Web site at its sole discretion without notice to the User.

This Agreement includes ail other notices, policies, disclaimers,and other terms contained in this Web site; provided, however, that inthe event of a conflict between such other terms and the terms of thisAgreement, this Agreement controls.

This Agreement is governed by the laws of our State. User consents to the exclusive jurisdiction andvenue of the governing courts in all disputes arising out of or relatingto the use of this Web site. Use of this Web site is unauthorized in anyjurisdiction that does not give effect to all provisions of these termsand conditions, including without limitation this paragraph.

Our performance of this Agreement is subject to existing laws and legalprocess and nothing contained in this Agreement is in derogationof our right to comply with law enforcement requests or requirements relating to theUser's use of this Web site or information provided to or gatheredfrom us with respect to such use.

If any part of this Agreement is determined to be invalid orunenforceable pursuant to applicable law including, but not limited to,the warranty disclaimers and liability limitations set forth above, theinvalid or unenforceable provision that most closely matches the intentof the original provision and the remainder of the Agreement shallcontinue in effect.

This Agreement constitutes the entire Agreement between the Userand our company withrespect to this Web site and it supersedes all prior or contemporaneouscommunications and proposals, whether electronic, oral or written,between the Userand our company withrespect to this Web site. A printed version of this Agreement and of anynotice given in electronic form will be admissible in judicial oradministrative proceedings based upon or relating to the Agreement to thesame extent and subject to the same conditions as other business documents,and records originally generated and maintained in printed form.

Any rights not expressly granted herein are reserved.

Legal Disclaimer

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice. 

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. 

Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws. 

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.