Thanks for visiting our website. I’m looking forward to helping you with your refinance or purchase.  And we are so confident we will exceed your expectations that we offer a 100% satisfaction assured (no questions asked refund of $500 at closing if for any reason you feel we haven’t met your expectations.

As an accountant you will appreciate dealing with someone in your trade. I have been a CPA for over 30 years and we are A+ rated by the Better Business Bureau and winner of multiple Gold Star awards.  .  Below I have included some recommendations of others who have worked with me. 

Please give me a call at your earliest convenience so we can talk about the details on rate, points, costs etc and set up a time to meet.





DJ Bedz

Dear Grown Folks...

(Hey service industry friends, this is must-read for you especially)


Warm and fuzzy testimonial time! Where a mortgage broker and Quicken Loans both failed me miserably in past attempts to refinance, Randy Spierings and Prime Residential Mortgage delivered. As my self-employed DJ/bartender/service industry friends can tell you you - getting financial assistance is not the easiest thing. In service industry, there's a lot of turn over and movement, but if you handle yourself correctly you are always cultivating new opportunities maintaining stability in a general sense. Big, impersonal mortgage companies plug your numbers into a computer and look for reasons to pick you apart (for me my fatal flaw was that I hadn't been working at my specific nightclubs for 2+ years. Thanks a lot guys, it would have been nice to know you were going to trip me up at the finish line for that BEFORE I spent tons of hours filling out a million forms and spent hundreds of dollars getting my home appraised). But they don't really care enough to look at your situation thoroughly up front, they simply view you as cattle and if they get you moving through the turnstiles they will see their commission on the back end. Or maybe you get rejected like me. At the end of the day they do enough volume to make their money based on the law of averages. In that business model, Marketing > Customer Service. On the other end of the spectrum Randy sat me down and talked to me about my life, about the fact that I've been a career DJ. We discussed that I've been financially responsible and secure in my field for upwards of 15 years. I received an assessment on my viability as a loan prospect based on common sense, not simply whether or not I've been spinning at the same club for 2+ years. When it was all said and done I not only assumed full responsibility of my loan (initially my sister had to co-sign on my first mortgage), but I lowered my interest rate and am now paying about $200+ less per month.


If you've reached that point in your young life where you are tired of throwing away money you'll never see again on rent, it might be time to look into equity. Or maybe you have just been putting off refinancing because you felt many of the apprehensions and fears that I felt. Either way, I wholeheartedly endorse Prime Residential Mortgage. It sounds cliche, but it's true - they'll sit across from yof some sales pitch full of false promises. And at least for myself, that was all I ever really wantou and give you a fair, realistic sense of how they can help you instead of some sales pitch full of false promises. And at least for myself, that was all I ever really wanted.



Tom Ferree

Sr Vice President Chief Financial Officer, Bank One (colleague)
managed you

“Randy worked with me at Bank One in the credit card division and I was very pleased with Randy's out of the box thinking and responsiveness. Randy takes attention to detail seriously and is an excellent accounting professional.



KJ Kuchta

Vice President of Fraud and Risk Management, Bank One (colleague)
worked indirectly for you

“Randy is a smart, financially savvy person of high integrity. He was a pleasure to work with and I would work with him again.”


Patrick Morgan, CRS

Broker Associate, ERA Herman Group Real Estate (business partner)
was with another company when working with you

“Randy is a very positive business person. He generates many clients for himself and the Realtor community. I am thankful for all he has given me.”


Bud Ring

SVP, COO Bank One Credit Card Services, Bank One (now JPMorgan Chase) (colleague)
managed you

“Randy reported to me as a division CFO while at Bank One. His financial technical skills, presentation and people skills are first-rate. He is dependable and always a “go-to" guy for creative, yet practical solutions. I subsequently had the opportunity to work with Randy in the Mortage business where his professionalism and accomplishments were obvious. He is a well-rounded professional with integrity.”


Steve Bradbury, PMP

Managing Partner - IT, Contact Center and Communications Consultant, CCI Consulting, LLC. (business partner)
was with another company when working with you

“I’ve known Randy for several years and had the opportunity to work with him when he was COO for a nationwide marketing company and VP of Operations at Skymall. He brought a tremendous amount of enthusiasm and leadership experience to the team and he was highly instrumental in the successful transformation of two companies experiencing rapid growth. In addition, Randy’s attention to detail and knowledge in the areas Operations and Finance was essential in achieving the challenging goals given to his team.”


Wayne King

Interim Director of Call Center, SkyMall (colleague)
reported to you

“I had the privilege of working with Randy twice: once as a subordinate and once as a peer. Professionally, Randy is a knowledgeable, skilled, focused manager with an uncanny ability to “read the numbers” on the direction of the operation and to provide insight on needed course corrections. On a personal level, Randy is personable and likable. I appreciated those times that I had the opportunity to work with him.”


Derrick Dumas

Senior Secondary Market Analyst, Primary Residential Mortgage (colleague)
worked with you

“Randy has always been very personable and easy to work with. I would recommend him at any position. As a Branch Manager he was extremely skilled with his ability to manage his people and pipelines. His ability to comprehend explanations and help us help him was rarely matched. It has been a pleasure to work with him and I would love to have the opportunity again.”


Elliott Lewis

Managing Partner, Primary Residential Mortgage, Inc. (colleague)
worked directly with you

“We have worked with Randy for the last 4 years. Our underwriters and processors find Randy to be detailed and very professional. He is an expert in the mortgage field and is a pleasure to work with on all his files.”